Personal Accounts

Checking - Savings - Other

Checking Account Options


At Fidelity Bank we believe managing your personal finances should be simple, so we’ve made our checking account packages straightforward and easy to understand. Whether you’re looking for a free basic account with no strings attached or you want all the privileges that come with our prestigious Premier Key Account, we’ll help you find just the right solution for your individual needs.

Fidelity Bank understands how balancing your daily schedule can be challenging in business. Our branches offer All Day Banking which offers the convenience of same day postings of your deposits.

Your local Fidelity banker can help you determine which product is right for you.

CareFree Checking

• No monthly maintenance fee
• Minimum deposit to open account is $25
• Free Online Banking and Bill Pay*
• Fidelity Bank Visa check card

*  Free Bill Pay for personal and small business checking only 

Regular Checking

• No monthly maintenance fee if monthly requirements are met*
• Minimum deposit to open account is $200
• Free Online Banking and Bill Pay**
• Fidelity Bank Visa check card
• Free introductory order of checks (50 checks)
• No annual fee credit card (credit approval required)

* Monthly maintenance fee is $6 can be avoided if you maintain $600 minimum balance or
$1,300 average balance or $700 minimum balance in savings.
**  Free Bill Pay for personal and small business checking only 

Interest Checking

• No monthly maintenance fee if monthly requirements are met*
• Minimum deposit to open account is $200
• Free Online Banking and Bill Pay**
• Fidelity Bank Visa check card
• Free introductory order of checks (50 checks) and personalized checks (standard Premier Key Checking stock only)
• No annual fee credit card (credit approval required)
• Competitive interest bearing account

* Monthly maintenance fee is $8 can be avoided if you maintain $1,000 minimum balance or
$2,500 average balance or $3,500 combined average balance in all related deposit accounts.
**  Free Bill Pay for personal and small business checking only 

Premier Key Checking

• No monthly maintenance fee if monthly requirements are met*
• Minimum deposit to open account is $500
• Free Online Banking and Bill Pay**
• Fidelity Bank Visa check card
• Free introductory order of checks (50 checks) and free personalized checks
• No annual fee credit card (credit approval required)
• Competitive interest bearing account
• Discount brokerage fees and free investment consultation
• Preferred rates on certificates of deposits and loans
• Free ATM use at machines nationwide (other financial institutions may charge)
• Overdraft line of credit (credit approval required)
• No fee on standard travelers checks, official checks, money orders and notary service

* Monthly maintenance fee is $22 can be avoided if you maintain $2,000 minimum balance or $5,000 average balance or $15,000 combined average balance in all related deposit accounts or an equity line with an outstanding balance of $25,000 or more.
**  Free Bill Pay for personal and small business checking only 

Savings Account Options

Our associates want to help you make the most of your
hard-earned money, so we’ve developed a wide variety of competitive and flexible savings and investment products to fit your lifestyle. With any of our savings, money market, CDs or IRA accounts, you’ll automatically receive a competitive interest rate and unlimited access to our automated Telephone Banking Center.

Junior Savings

• No monthly maintenance fee.
• Minimum deposit to open account is $25.
• Account pays a competitive interest rate.
• Two withdrawals a month at no charge*.
• Detailed statement

* Each additional withdrawal in excess of two is $2.

Regular Savings

• No monthly maintenance fee if monthly requirements are met*.
• Minimum deposit to open account is $200.
• Account pays a competitive interest rate.
• Two withdrawals a month at no charge**.
• Detailed statement.

* Monthly maintenance and withdrawal fee of $4 can be avoided if you maintain a minimum daily ledger balance of $300 or a minimum daily collected balance of $2,500.
** Each additional withdrawal in excess of two is $2.

Certificate of Deposit

• Minimum deposit to open is $1,000*.
• Interest is compounded daily and credited monthly.
• Certificates available from 7 days to 60 months.
• Jumbo certificates available**.

* Regular account certificate of deposits only. Premier Key Account must open with $5,000.
** Minimum deposit to open is $100,000.

Money Market Savings

• No monthly maintenance fee if monthly requirements are met*.
• Minimum deposit to open account is $1,000.
• Interest rates are tiered for maximum earning potential and
is credited monthly.
• Unlimited withdrawals in person, whether at a Fidelity branch or an ATM.
• Up to six pre-authorized automatic or telephone transfers or withdrawals per statement period**.

* Monthly maintenance fee of $5 can be avoided if you maintain an average daily collected balance
of $1,000.
** Three of the six transfers and withdrawals may be payments by check, draft, or debit card to
third parties.

Money Market Investment

• No monthly maintenance fee if monthly requirements are met*.
• Minimum deposit to open account is $25,000.
• Interest rates are tiered for maximum earning potential and
pays monthly.
• Unlimited withdrawals in person, whether at a Fidelity branch or an ATM.
• Up to six pre-authorized automatic or telephone transfers or withdrawals per statement period**.

* Monthly maintenance fee of $15 can be avoided if you maintain an average daily collected balance of $25,000.
** Three of the six transfers and withdrawals may be payments by check, draft, or debit card to
third parties
 
IRA
 
• Minimum deposit to open is $500.
• Interest compounded daily and credited monthly.
• Tax deductible contributions.
• Tax deferred savings.
• Automatic renewal.

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