Personal Accounts

Checking - Savings - Other

Checking Account Options


At Fidelity Bank we believe managing your personal finances should be simple, so we’ve made our checking account packages straightforward and easy to understand. Whether you’re looking for a free basic account with no strings attached or you want all the privileges that come with our prestigious Premier Key Account, we’ll help you find just the right solution for your individual needs. If you have any questions about our account offerings, please contact your local branch. A Fidelity banker will be happy to help you determine which product is right for your business!

Fidelity Bank understands how balancing your daily schedule can be challenging. We now offer All Day Banking which gives you the convenience of same day postings of your deposits.


CareFree Checking

This is an excellent checking account for college students or for individuals who are looking for a simple, straightforward account. With no minimum balance requirements and no monthly service charges, this account will save you money and offer peace of mind!

Features of this account:

• No monthly maintenance fee
• Minimum deposit to open account is $25
• Free Online Banking and Bill Pay*
• Fidelity Bank Visa check card

*  Free Bill Pay for personal and small business checking only 

Regular Checking

This checking account is great for individuals who are looking for a basic account with special features such as your first order of checks free! IF you have a Fidelity Bank savings account, this is the checking account for you!

Features of this account:

• No monthly maintenance fee if monthly requirements are met*
• Minimum deposit to open account is $200
• Free Online Banking and Bill Pay**
• Fidelity Bank Visa check card
• Free introductory order of checks (50 checks)
• No annual fee credit card (credit approval required)

* Monthly maintenance fee is $6 can be avoided if you maintain $600 minimum balance or
$1,300 average balance or $700 minimum balance in savings.
**  Free Bill Pay for personal and small business checking only 

Interest Checking

This account is great for individuals who would like to earn interest on their deposits.

Features of this account:

• No monthly maintenance fee if monthly requirements are met*
• Minimum deposit to open account is $200
• Free Online Banking and Bill Pay**
• Fidelity Bank Visa check card
• Free introductory order of checks (50 checks)
• No annual fee credit card (credit approval required)
• Competitive interest bearing account

* Monthly maintenance fee is $8 can be avoided if you maintain $1,000 minimum balance or
$2,500 average balance or $3,500 combined average balance in all related deposit accounts.
**  Free Bill Pay for personal and small business checking only 

Premier Key Checking

This prestigious account for individuals who would like to earn interest on their deposits and receive special packaged features such as preferred rates on CDs and loans, free checks, and free ATM use.

Features of this account:

• No monthly maintenance fee if monthly requirements are met*
• Minimum deposit to open account is $500
• Free Online Banking and Bill Pay**
• Fidelity Bank Visa check card
• Free introductory order of checks (50 checks) and free personalized checks
• No annual fee credit card (credit approval required)
• Competitive interest bearing account
• Discount brokerage fees and free investment consultation
• Preferred rates on certificates of deposits and loans
• Free ATM use at machines nationwide (other financial institutions may charge)
• Overdraft line of credit (credit approval required)
• No fee on standard travelers checks, official checks, money orders and notary service

* Monthly maintenance fee is $22 can be avoided if you maintain $2,000 minimum balance or $5,000 average balance or $15,000 combined average balance in all related deposit accounts or an equity line with an outstanding balance of $25,000 or more.
**  Free Bill Pay for personal and small business checking only 

Savings Account Options Saving Account Options

We want to help you make the most of your hard-earned money, so we’ve developed a wide variety of competitive and flexible savings and investment products to fit your lifestyle. With any of our savings, money market, CDs or IRA accounts, you’ll automatically receive a competitive interest rate and unlimited access to our automated Telephone Banking Center.

Junior Savings

Fidelity Bank understands the importance of teachign children sound savings practices. With a Junior Savings account, children can watch their balance grow as they save their money! This account is for children and teenagers under the age of 18.

Features of this account:

• No monthly maintenance fee.
• Minimum deposit to open account is $25.
• Account pays a competitive interest rate.
• Two withdrawals a month at no charge*.
• Detailed statement

* Each additional withdrawal in excess of two is $2.

Regular Savings

This account is perfect for those just beginning to save, or for someone who has already started. No matter what you are saving for, we can help you reach your goal!

Features of this account:

• No monthly maintenance fee if monthly requirements are met*.
• Minimum deposit to open account is $200.
• Account pays a competitive interest rate.
• Two withdrawals a month at no charge**.
• Detailed statement.

* Monthly maintenance and withdrawal fee of $4 can be avoided if you maintain a minimum daily ledger balance of $300 or a minimum daily collected balance of $2,500.
** Each additional withdrawal in excess of two is $2.

Certificate of Deposit  Certificate of Deposit

Our CDs offer you total investment flexibility. We offer both short term and long term options to help you meet your specific investment goal.

Features of these accounts:

• Minimum deposit to open is $1,000*.
• Interest is compounded daily and credited monthly.
• Certificates available from 7 days to 60 months.
• Jumbo certificates available**.

* Regular account certificate of deposits only. Premier Key Account must open with $5,000.
** Minimum deposit to open is $100,000.

Money Market Savings

Saving money is important. With a Money Market account from Fidelity Bank, you can rest assured your savings are safe and will earn a competitive interest rate. You'll also enjoy the ability to write checks from your account.

Features of this account:

• No monthly maintenance fee if monthly requirements are met*.
• Minimum deposit to open account is $1,000.
• Interest rates are tiered for maximum earning potential and is credited monthly.
• Unlimited withdrawals in person, whether at a Fidelity branch or an ATM.
• Up to six pre-authorized automatic or telephone transfers or withdrawals per statement period.

* Monthly maintenance fee of $5 can be avoided if you maintain an average daily collected balance
of $1,000.

Money Market Investment

This account is great for those who like the ability to write checks while earning a higher interest rate than our savings or regular money market accounts.

Features of this account:

• No monthly maintenance fee if monthly requirements are met*.
• Minimum deposit to open account is $25,000.
• Interest rates are tiered for maximum earning potential and
pays monthly.
• Unlimited withdrawals in person, whether at a Fidelity branch or an ATM.
• Up to six pre-authorized automatic or telephone transfers or withdrawals per statement period.

* Monthly maintenance fee of $15 can be avoided if you maintain an average daily collected balance of $25,000.
 
IRA

Save for retirement and take advantage of tax deferred earnings* and tax deductible contributions* by opening an IRA with Fidelity Bank!

Features of this account:
 
• Minimum deposit to open is $500.
• Interest compounded daily and credited monthly.
• Tax deductible contributions.
• Tax deferred savings.
• Automatic renewal.

*contact your tax advisor for details

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