SUMMARY:
Supports the Bank’s mission to be the best bank in the markets we serve through effective sales and service leadership, targeted business development efforts, and community involvement. The Area Supervisor is responsible for developing and managing business banking relationships in accordance with Fidelity Bank’s core values and business principles in an assigned area. The incumbent leads the branches in the designated area in all business objectives including business development strategies, sales efforts, and market expansion. The focus is on loan production and deposit growth. The Area Supervisor will oversee all hiring and creation of new positions for their area branches.
REQUIREMENTS:
Four-year college degree (BA, BS, BBA) or equivalent with Finance or Business Administration concentration preferred.
10 + years experience in banking with emphasis in commercial lending, credit, and business development.
Possess in-depth knowledge of commercial lending, including the ability to evaluate cash flow and collateral.
Advanced financial analysis, strong credit underwriting, and analytical skills.
Ability to handle confidential and proprietary information.
Excellent communication skills, oral and written.
Thorough understanding of loan laws and regulations.
JOB DESCRIPTION
PRINCIPLE ACCOUNTABILITIES:
• Supervise and provide leadership for the Branch Managers/BDOs in designated region. This includes managing career development for these associates.
• Actively involved in creating and developing the branch focus (this is based on the market for the specific branch). Provide direction to each branch pertaining to the branch’s business and sales plan.
• Create a Personal Business Development Plan for designated area. Include prospect list on predetermined profitable business and retail relationships.
• Represent the Bank within the community by developing and promoting additional business. Serve as an officer with at least one community organization.
• Manage and enhance the growth of loan portfolio.
• Conduct customer and prospect calls for the Bank in order to deepen existing relationships and obtain new business.
• Develop partnership with Branch Manager and associates in order to cultivate a positive referral process.
• Conduct joint calls with BDOs and Branch Managers.
• Effectively manage all of the branches that are within the designated region.
• Assist branches with all personnel issues.
• Advise Managers in all hiring decisions.
• Analyze loan applications, financial statements, and base credit decisions on Bank Loan Policy.
• Minimize Loan losses and exceptions through effective documentation, underwriting, timeliness, and relationship building.
• Interview potential loan customers and process loan requests.
• Ensure ongoing credit quality by monitoring loans, managing past dues and watchlist loans.
• Take direction from the Executive Vice-President which includes being involved in bank-wide decision making.
Contact/How to Apply
Please send a copy of your resume including the Job Number in the subject line or in cover letter using one of the following choices:
Email: resumes@fidelitybanknc.com
Fax: 919-557-4552
Mail: Fidelity Bank
Attn: Human Resources
P.O. Box 8
Fuquay Varina, NC 27526
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The duties listed above are intended only as illustrations of the various types of work that may be performed. The omission of specific statements of duties does not exclude them from the position if the work is similar, related or a logical assignment to the position. The job description does not constitute an employment agreement between the employer and employee and is subject to change by the employer as the needs of the employer and requirements of the job change. |